Insurance Policies Built for Restaurants

CIG offers restaurant insurance that provides coverage for the risks and liabilities that come along with owning and operating a restaurant in Florida.

Let CIG Find the Best Insurance Policy for Your Restaurant

Whether you’re just starting out in the restaurant business and trying to get your shop off the ground or if you’ve been in the food service game for a while, Chapman Insurance Group wants to make sure that your business is properly insured and protected.

More Insurance Options for your Restaurants

Commercial Auto

Commercial vehicle insurance protects against liabilities that have to do with accidents involving vehicles used for work. These types of accidents aren’t covered by personal auto insurance because work vehicles are at a higher risk than personal vehicles – which is why small businesses need commercial vehicle insurance.

Spoilage or Contamination

Spoilage or contamination insures restaurant owners from messy situations. In the event, your restaurant equipment does not function, and the food is inedible due to being spoiled or contaminated then this specific insurance coverage protects your business from paying out-of-pocket and avoid lawsuits.

Employment-Related Practices Liability

Lawsuits have become increasingly common for vulnerable businesses without proper insurance. In order to avoid claims of harassment, wrongful termination, breach of contract, or other work-related issues, it’s important to shield your businesses from potential liabilities.

Have a question?
Talk to an expert.

Whether you’re a restaurant owner or operating a restaurant, we can answer all your questions. Talk to one of our agents to find a policy that works for you.

Find an agent in your area.

CIG offers restaurant insurance for dining establishments in Cape Coral, Fort Myers, Naples, Port Charlotte, Punta Gorda, and Bonita Springs, Florida.

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