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The purpose of home insurance is to protect your home from risks, dangers or other hazards that could damage your home. Your home is your castle. It is the only safe place to relax and gather memories with friends and family. Building your castle is one of your biggest investments. For this reason, it is […]

People buy insurance for safety, relief from worry, as well as being able to cover damage when necessary. Although, higher insurance costs might make people more frustrated and worried. Currently, car insurance premiums are rising countrywide. There are some causes that are unavoidable, but, there are some important factors for you to consider if you […]

Insurance premium is the money you need to pay or deposit, whether as a lump sum or in installments, to the insurance company while buying an insurance policy. This may be referred to as one kind of security money. But this is the main source of income for that insurance company. The amount of insurance […]

There are many types of assets in our possession. Our home is the most precious among them. We try our best to protect it. This is the reason people buy homeowners insurance. Homeowners insurance acts a protective shield for our beloved home. Our home can be damaged by natural disasters or accidents like fire or […]

For every human being home is the most important asset. Whether we consider the financial value or the emotional significance; it’s always bigger when it’s about our home. That’s why we put our best effort to protect it. Homeowner insurance is such kind of protection. Some people are purchasing home owner insurance, and some people […]

There are some basic needs in our day-to-day life: food, clothing, home, education and medical services are the five basic human needs. Among these five basic needs, home definitely takes the top three spot. Home is not only a shelter where we sleep at night, but also it’s a place where we belong for our […]

Homeowners insurance coverage are offered in two form of perils (Causes of the loss or damage): Named Peril or Covered Peril: Only the causes covered are listed here. Open Peril or All-risk Peril: Only the specific causes excluded from coverage are listed here. Home insurance is not mandatory for homeowners unlike in case of auto […]

What Types of Risk Does Typical Homeowner’s Insurance Cover? You are in the most loved sunshine state and have recently bought a house just 663 miles away from the beach and are excited about it. What frustrated the property owners in Florida after they have landed their favorite house is the sky-high Property Insurance. Research […]

There is not a shadow of a doubt that buying home insurance can be a really intimidating task and for the ones who have never done it before–it can be nothing short of a nightmare. If you are someone who lacks experience in the field, then there can be thousands of budding questions in your […]

“How would you like your next year’s worth of vacations to be free?” A very common activity on any given day is adding mortgage company information to policies for new home buyers heading to the closing table. It’s convenient to roll your taxes and insurance all into one tidy monthly payment; I cut one check […]