Spoilage or Contamination Insurance

At Chapman Insurance Group, we care about your business – and that’s why we don’t want you losing money to spoiled or contaminated food. Stay protected from such losses with spoilage or contamination insurance.

When it comes to spoilage or contamination insurance, there are typically two types of hazards that are covered:
  1. Breakdown or contamination – which deals with mechanical failure of the refrigerator or refrigerant contamination.
  2. Power outage – as long as it’s not caused by actions taken by the insured.
Spoilage or contamination insurance covers perishable items such as:
  • Meat
  • Goods kept in cold storage warehouses
  • Poultry
  • Fish
  • Dairy Products
  • Vegetables
  • Fruits
Here are a couple of benefits to having a spoilage or contamination insurance policy:

You’ll get reimbursed for losses

Spoilage or contamination insurance is not typically offered within most general commercial property insurance. It’s a type of coverage all on its own that will reimburse you for the cost of goods lost during a mechanical failure or power outage.

You’ll get peace of mind

There are certain things that are simply out of your control, and breakdown of machinery and power outage are two of those things. You can get peace of mind by regaining control of the situation with spoilage and contamination insurance and get back what you lost.

Questions about spoilage or contamination insurance? Ask an expert.

Chapman Insurance Group wants to protect your perishable stock. If you have questions about how to do so, contact one of our agents.

Spoilage or contamination insurance near you.

CIG provides spoilage or contamination insurance to businesses in Port Charlotte, Punta Gorda, Cape Coral, Fort Myers, Bonita Springs, and Naples, FL.

Your Insurance Expert is Standing By

"*" indicates required fields

This field is for validation purposes and should be left unchanged.
Chapman Insurance Group wants to make sure your business is protected in all aspects. Give us a call for a free quote on spoilage and contamination insurance today.