If you depend on your ability to earn a paycheck and that ability is interrupted, disability insurance provides you and your family with financial security.
Disability insurance in Fort Myers replaces a percentage of your income lost due to your inability to earn a paycheck. If you have disability insurance, the money you receive will allow you to continue to pay bills, cover home expenses, and provide for your family while you can’t work.
In your policy, you’ll find:
Disability insurance covers injuries or illnesses that prevent you from working and earning a paycheck. There is coverage for both long-term and short-term disabilities. When it comes to long-term disability coverage, you can expect to see reasonings such as:
Short-term reasonings may include:
The range of disabilities is wide and varied, and the scope is much broader than many realize.
Your risk of becoming disabled greatly affects how much you’ll pay for coverage. The way insurance companies calculate how likely you are to become disabled is by assessing your risk and analyzing these factors:
If you rely on your income, it’s wise to invest in disability insurance. Disability insurance in Fort Myers is for everyone – it allows you to be proactive instead of reactive, and prepare for whatever events could happen in the future.
For a free quote, contact Chapman Insurance Group today.