Professional Liability

At Chapman Insurance Group, we want to make sure that all of our customers are covered adequately. If you’re a professional or if you own a business, that means you need professional liability insurance to protect you from negligence claims placed by customers or clients.

CIG Takes Care of Your Professional Liability

Professional liability insurance can protect you and your business from claims regarding things you should have done and didn’t, or did do and shouldn’t have.  It also covers things like copyright infringement and personal injury.

How Does It Work?

Being covered by professional liability insurance comes in handy during many circumstances. A couple of examples include: A massage therapist being sued by a client for tissue damage or a project manager forgetting to inform a client about sign-offs that cause delays and a price increase. These are just a few examples – there are many areas in which professional liability insurance can protect you. Many of our clients also pair it with general liability insurance in order to ensure complete coverage.

Being covered by professional liability insurance is the right choice if your business provides:

  • A professional service
  • Professional advice
  • A contractual service
How Much Does It Cost?

The cost between businesses will vary, but there are a few details that will affect your specific premium. Once you contact an agent at CIG, we can give you a quote to help you figure out what your premium will look like.

Why Do I Need It?

Mistakes happen every day, no matter how good you are at your job. Having those mistakes protected and covered is never a bad idea. Beyond that, some jobs and contractors go so far as to require professional liability insurance.

What Does It Cover?

There are a few items that are commonly covered by professional liability insurance, and those items include:

  • Mistakes and/or negligence
  • Copyright infringement
  • Personal injury
  • Previously performed services
  • Defense costs
  • Temporary staff/independent contractors
What Types of Businesses Are Covered?

It’s possible for both small and large businesses to be protected by professional liability insurance. Types of businesses include:

  • Beautician and salon services
  • Business coaches
  • Family and mental health counselors
  • Business consultants
  • Occupational therapists
  • Personal trainers
  • Photographers
  • IT consultants
  • Property managers
  • And more

Talk to an agent today to see if this type of coverage is right for your business. We want to make sure that you’re protected in every area that you need to be.

Have a question?
Talk to an expert.

If you are a professional or if you own a business, we can answer all your questions. Talk to one of our agents to find a policy that works for you.

Find an agent in your area.

Providing professional liability insurance in Cape Coral, Fort Myers, Naples, Port Charlotte, Punta Gorda, and Bonita Springs, Florida.

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