HOA Directors and Officers Coverage

Having adequate insurance is the best way to protect the board members of your Homeowners Association. Chapman Insurance Group specializes in this, which is why we offer the best directors and officers insurance in the state of Florida.

A great Directors and Officers policy covers legal claims made against people related to your homeowners association, including:
  • All HOA board members
  • HOA employees
  • Committee members
  • HOA volunteers

Why is it necessary for an HOA to get Directors and Officers insurance?
Here are a few reasons why:


The HOA board needs it.

It’s not uncommon for homeowners to seek legal action against a Homeowners Association. If this happens, Directors and Officers insurance can protect the board from any personal liability.

It covers legal expenses.

Board Members of the HOA are unpaid volunteers, meaning that they don’t typically have the resources to support a legal battle. Directors and Officers insurance takes care of that coverage.

General liability is not enough.

General liability does not protect HOA Directors & Officers from their potential errors or omissions. Specifically, for the decisions that they make that could financially impact the association in a negative way.

Questions about Directors & Officers insurance for your HOA?
Ask an expert.

Chapman Insurance Group knows that you care about your homeowners association and everyone it involves – we do, too. If you’ve got questions, we’ve got the answers.

Directors & Officers insurance near you.

CIG provides Directors and Officers insurance to HOAs in Port Charlotte, Punta Gorda, Cape Coral, Fort Myers, Bonita Springs, and Naples.

Your Insurance Expert is Standing By

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Chapman Insurance Group does not believe that HOA board members should be burdened with legal fees simply for carrying out their job - that’s why it’s necessary to get protected by directors and officers insurance. Contact CIG for a free quote today.