Directors and Officers

Having the proper insurance is the best way to protect the board members of your homeowners and condominium associations. Chapman Insurance Group understands this, which is why we offer the best directors and officers insurance in the state of Florida.

A good directors and officers policy cover legal claims made against people related to your homeowners/condominium association, including:
  • All HOA board members
  • HOA employees
  • Committee members
  • HOA volunteers

Why is it necessary to get directors and officers insurance?
Here are a few reasons why:


The HOA board needs it.

It’s not uncommon for homeowners to seek legal action against a homeowners association. In the event that that happens, directors and officers insurance can protect the board from any personal liability.

It covers legal expenses.

Members of the HOA board are unpaid volunteers, meaning that they don’t typically have the means to support a legal battle. Directors and officers insurance takes care of that coverage.

General liability is not enough.

General liability protects the association, not the members individually.

Questions about directors and officers insurance?
Ask an expert.

Chapman Insurance Group knows that you care about your homeowners association and everyone it involves – we do, too. If you’ve got questions, we’ve got the answers.

Directors and officers insurance near you.

CIG provides directors and officers insurance to HOAs and COAs in Port Charlotte, Punta Gorda, Cape Coral, Fort Myers, Bonita Springs, and Naples, Florida.

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Chapman Insurance Group does not believe that HOA board members should be burdened with legal fees simply for carrying out their job - that’s why it’s necessary to get protected by directors and officers insurance. Contact CIG for a free quote today.