Homeowners Insurance Fort Myers
#1 Homeowners Insurance in Fort Myers
Chapman Insurance Group is a trusted name for homeowners insurance in Fort Myers. We employ a team of highly-experienced executives and uniquely crafted agents. The principal goal of our team is to match our customers with the best insurance policies that always meet their needs.
We go through hundreds of policies across different companies so that you can find one that fits your budget and requirements. We work with more than 35 top carriers for home insurance, providing a wide variety of policies and premiums.
Our Discounts:
In Fort Myers, we offer the following discounts when it comes to homeowners insurance policies:
- Roof shape
- Newer Home
- Construction Type
- Hurricane Shutters/Impact Glass
We also cover cases of fire damage, theft, and falling objects.
FAQ
Homeowners insurance is a type of insurance that covers a private residence along with its furnishings and other assets. It insures your home’s structure in the case of a destructive event like inclement weather, fire, etc. Liability coverage within a homeowners policy takes care of accidents occurring within/around your home.
Legally, you can own a home without having homeowners insurance. But if you have a mortgage on your home, your lender will most likely force you to take out a policy. Having the security of home insurance is always the smartest option.
There are many factors that play into the cost of your premium. These factors include:
- Replacement cost
- Deductible
- Breed of dog you own
- Wood-burning stoves
- Home-based business
- Remodeling
- Home liability limits
- Insurance score
- Marital status
- Age and construction of home
- Swimming pool/hot tub
- Roof condition
- Proximity to fire station
- How close you are to a body of water
- Credit history
- Claims history
Home insurance covers damages related to many natural disasters and weather such as wind, hail, lightning strikes, and wildfires. It does not cover floods or earthquakes, and hurricane coverage is sold separately.
You can file a claim by filling out the form below.
Looking for a cost-effective home insurance policy? Get the best coverage for your home and personal properties. Get a custom home insurance quote from Chapman Insurance Group today.