Port Charlotte Homeowners Insurance
» Home Insurance
State Insurance Group has
partnered with top rated insurance companies writing coverage in
Florida for primary homes, secondary and seasonal homes, condo units,
as well as property you own and rent to others. We are committed to
providing full transparency when quoting your home and can explain the
differences in companies and coverage so you can make an educated
decision. You will get the coverage you need at a price that fits your
budget.
Coverages:
Dwelling Coverage: Provides funds to replace or repair the structure when damage is caused due to a covered peril.
Replacement Cost: To replace with like kind and quality.
Actual Cash Value: Replacement cost less depreciation.
Dwelling Extension: Provides
coverage for damage caused by covered perils to structures separate
from main dwelling. Examples might be detached garage or sheds.
Personal Property Coverage:
May pay to replace the personal contents of your home that are not
permanent parts of the dwelling. Coverage only applies in conjunction
with a loss caused by a covered peril.
Loss of use: This
coverage can provide financial assistance to you while your home is
being repaired and is unlivable as a result of a covered loss.
Personal Liability: May
protect you, your spouse, and resident relatives under age 21 for
claims you’re legally obligated to pay resulting from things such as
injury, sickness, disease, and death. The coverage may also include
the cost of defending claims against you.
Medical Expense: May pay for non-residents injuries that you are legally responsible for.
Discounts:
Deadbolt locks
Fire Extinguishers
Monitored Fire & Burglary alarms
Local Burglar Alarm
Fire Sprinklers
Roof Shape
Newer Home
Construction Type
Hurricane Shutters/Impact Glass
Multiple policies with company