Coverages:

Liability Coverage: Protects you in the event that you unintentionally cause injuries to other drivers or damage to other vehicles or property.

Uninsured and Underinsured Motorist Coverage: Can provide coverage for medical costs, pain and suffering for bodily injury to you and others in your vehicle, if injury is caused by a driver with no coverage or not enough coverage.

Personal Injury Protection (No Fault): Required coverage under Florida’s No-Fault Law. Provides a percentage of first dollar medical expenses to you regardless of fault in the accident.

Medical Expense Coverage: May pay certain medical expenses for injuries sustained while occupying your car, regardless of who is at fault.

Comprehensive Coverage: May pay for damage to your car, less any deductible, caused by things other than collision or upset. (fire, theft, glass breakage, for example)

Collision Coverage: May pay for damage to your car, less any deductible, caused by a collision with another object.

Towing & Labor: This coverage may provide a limited amount of reimbursement for expenses such as towing or car repairs made at the site of vehicle disablement.

Rental Reimbursement: This type of coverage provides limited reimbursement for a rental car used while your car is being repaired for a covered claim.

Auto Discounts:

  • Good Driving Record
  • Driving a Safe Car
  • Low annual miles
  • Student away at school without vehicle
  • Student with drivers education course
  • Drivers over 50 years old
  • Carpools
  • Seasonal Driver
  • Multiple cars insured with a company
  • Have additional lines of business insured with a company
  • Air Bags
  • Automatic occupant restraint systems
  • Longevity with a company
  • Good Student
  • Anti-theft devices
  • Own a home (does not need to be covered by State Insurance)
  • Anti-lock brake system
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