State Insurance Group has partnered with some of the largest, most respected auto insurance carriers in the Industry to provide coverage for cars, motorcycles, motor homes, and recreational vehicles. Through these relationships State Insurance Group is able to provide the best combination of price and coverage for all types of customers.
Liability Coverage: Protects you in the event that you unintentionally cause injuries to other drivers or damage to other vehicles or property.
Uninsured and Underinsured Motorist Coverage: Can provide coverage for medical costs, pain and suffering for bodily injury to you and others in your vehicle, if injury is caused by a driver with no coverage or not enough coverage.
Personal Injury Protection (No Fault): Required coverage under Florida’s No-Fault Law. Provides a percentage of first dollar medical expenses to you regardless of fault in the accident.
Medical Expense Coverage: May pay certain medical expenses for injuries sustained while occupying your car, regardless of who is at fault.
Comprehensive Coverage: May pay for damage to your car, less any deductible, caused by things other than collision or upset. (fire, theft, glass breakage, for example)
Collision Coverage: May pay for damage to your car, less any deductible, caused by a collision with another object.
Towing & Labor: This coverage may provide a limited amount of reimbursement for expenses such as towing or car repairs made at the site of vehicle disablement.
Rental Reimbursement: This type of coverage provides limited reimbursement for a rental car used while your car is being repaired for a covered claim.
- Good Driving Record
- Driving a Safe Car
- Low annual miles
- Student away at school without vehicle
- Student with drivers education course
- Drivers over 50 years old
- Seasonal Driver
- Multiple cars insured with a company
- Have additional lines of business insured with a company
- Air Bags
- Automatic occupant restraint systems
- Longevity with a company
- Good Student
- Anti-theft devices
- Own a home (does not need to be covered by State Insurance)
- Anti-lock brake system