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Services

» Auto insurance

State Insurance Group has partnered with some of the largest, most respected auto insurance carriers in the Industry to provide coverage for cars, motorcycles, motor homes, and recreational vehicles.  Through these relationships State Insurance Group is able to provide the best combination of price and coverage for all types of customers. 

Auto quotes are available through three convenient methods:

  1. Click on the “Live Quote” Auto Quote form and complete the fields inside. When you hit submit one of our account representatives will instantly process your quote with multiple companies and call or email you back with all the information.
  2. Use our "Quote Center". Please fill out a form and one of our agents will contact you with your quote details including a quote summary.
  3. Complete a quote over the phone.  Just call 1 (800) 396-0115 and speak with one our representatives.

Coverages:         

Liability Coverage: Protects you in the event that you unintentionally cause injuries to other drivers or damage to other vehicles or property.

Uninsured and Underinsured Motorist Coverage: Can provide coverage for medical costs, pain and suffering for bodily injury to you and others in your vehicle, if injury is caused by a driver with no coverage or not enough coverage.

Personal Injury Protection (No Fault): Required coverage under Florida’s No-Fault Law.  Provides a percentage of first dollar medical expenses to you regardless of fault in the accident.

Medical Expense Coverage: May pay certain medical expenses for injuries sustained while occupying your car, regardless of who is at fault.

Comprehensive Coverage: May pay for damage to your car, less any deductible, caused by things other than collision or upset. (fire, theft, glass breakage, for example)

Collision Coverage: May pay for damage to your car, less any deductible, caused by a collision with another object.

Towing & Labor: This coverage may provide a limited amount of reimbursement for expenses such as towing or car repairs made at the site of vehicle disablement.

Rental Reimbursement: This type of coverage provides limited reimbursement for a rental car used while your car is being repaired for a covered claim.

Auto Discounts:

Good Driving Record
Driving a Safe Car
Low annual miles
Student away at school without vehicle
Student with drivers education course
Drivers over 50 years old
Carpools
Seasonal Driver
Multiple cars insured with a company
Have additional lines of business insured with a company
Air Bags
Automatic occupant restraint systems
Longevity with a company
Good Student
Anti-theft devices
Own a home (does not need to be covered by State Insurance)
Anti-lock brake system

 
» Home Insurance

State Insurance Group has partnered with top rated insurance companies writing coverage in Florida for primary homes, secondary and seasonal homes, condo units, as well as property you own and rent to others. We are committed to providing full transparency when quoting your home and can explain the differences in companies and coverage so you can make an educated decision. You will get the coverage you need at a price that fits your budget.

Request a quote:

  1. Use our "Quote Center". Please fill out a form and one of our agents will contact you with your quote details including a quote summary.
  2. Complete a quote over the phone.  Just call 1 (800) 396-0115 and speak with one our representatives.

Coverages:

Dwelling Coverage: Provides funds to replace or repair the structure when damage is caused due to a covered peril.

Replacement Cost: To replace with like kind and quality.

Actual Cash Value: Replacement cost less depreciation.

Dwelling Extension: Provides coverage for damage caused by covered perils to structures separate from main dwelling.  Examples might be detached garage or sheds.

Personal Property Coverage: May pay to replace the personal contents of your home that are not permanent parts of the dwelling.  Coverage only applies in conjunction with a loss caused by a covered peril.

Loss of use: This coverage can provide financial assistance to you while your home is being repaired and is unlivable as a result of a covered loss.

Personal Liability: May protect you, your spouse, and resident relatives under age 21 for claims you’re legally obligated to pay resulting from things such as injury, sickness, disease, and death.  The coverage may also include the cost of defending claims against you.

Medical Expense: May pay for non-residents injuries that you are legally responsible for.

Discounts:

Deadbolt locks
Fire Extinguishers
Monitored Fire & Burglary alarms
Local Burglar Alarm
Fire Sprinklers
Roof Shape
Newer Home
Construction Type
Hurricane Shutters/Impact Glass
Multiple policies with company

**IMPORTANT**
Flood is NOT covered by your home insurance policy.
 
» Watercraft Insurance

Whether you fish the back waters, or cruise to the Bahamas, State Insurance Group has the right coverage for your vessel.   Talk to one of our licensed agents about a policy to protect your family and your boat.

Request a quote:

  1. Use our "Quote Center". Please fill out a form and one of our agents will contact you with your quote details including a quote summary.
  2. Complete a quote over the phone.  Just call 1 (800) 396-0115 and speak with one our representatives.

Coverages:

Hull & Motors Coverage: Can provide for repairs and/or replacement in the event the boat or motors are damaged in a covered loss.

Accessories: Don’t forget all the fishing gear and equipment you have on your boat.  If items on your boat are not permanently attached they may not be covered under the basic policy.  This coverage may provide for the replacement of stolen or damaged accessories on your boat.

Trailer: Although your vehicle policy may extend liability coverage to your trailer and boat in tow, it does not extend physical damage coverage.  This coverage amount may pay for damage to your trailer.

Watercraft Liability: In the event that you are held legally responsible for a boating accident or mishap that includes injury to others or damage to boats and property this coverage may provide protection.

Medical Coverage: This coverage may pay medical expenses up to certain limits for non-household residents.

Towing Coverage: May pay varying amounts depending on policy.

Discounts:

Certified Safety Course
Experience
Areas of use

 
» Liability Umbrella Insurance

A personal liability umbrella protects you and your family from the risk of a catastrophic claim, lawsuit, or judgment.  The coverage provided by these policies is in excess to the coverage you currently carry on your auto, home, rental properties, boats, and recreational vehicles. Umbrellas normally provide limits of $1,000,000 or more and in some cases provide legal defense costs on top of the coverage amount.  If protecting your current assets and future income potential from legal liability is important to you please contact a licensed State Insurance agent and discuss how an Umbrella fits into your financial plan.

Request a quote:

  1. Use our "Quote Center". Please fill out a form and one of our agents will contact you with your quote details including a quote summary.
  2. Complete a quote over the phone.  Just call 1 (800) 396-0115 and speak with one our representatives.

Discounts:

Good driving record
Claim Free
Over 50 years old

 
» Business & Commercial Insurance

Our business is protecting your business from the risks you face everyday, whether your business is large or small. Insuring a business can be very complex, especially when faced with the unique challenges Florida presents.  Call and speak to one of our licensed agents and find out how best to protect your business.

Request a quote:

  1. Use our "Quote Center". Please fill out a form and one of our agents will contact you with your quote details including a quote summary.
  2. Complete a quote over the phone.  Just call 1 (800) 396-0115 and speak with one our representatives.

Types of Coverage:

Building Coverage
Business Owners
Commercial Vehicle
Artisan Contractors
Restaurants
Professional Liability
Umbrella Coverage
Condominium Associations
Homeowners Associations
Workers Compensation
General Contractors
Boiler & Machinery
Flood Coverage

Click on one of the following links below to request a quote or call 1 (800) 396-0115

 
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